# Loans ### Why do we need Loans System? The GroFi Dex Loans product is a product within the GroFi Dex Ecosystems that provides users with the ability to perform U2U loan actions based on collateral. An effective solution for individuals who need U2U but instead of selling assets to get U2U, they use GroFi Dex Loans to mortgage assets and receive U2U. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.grofidex.io/features/loans.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.